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Current Best Offers

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American Express, Best Offers, Business Cards, Capital One, Chase

February 18, 2025

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Credit card welcome offers are the fastest way to earn a ton of points with relatively little spending. I never worry about running out of cards because there are always new offers to be found. Here are the current best ones.

Capital One Venture Rewards Credit Card

The Capital One Venture Rewards Credit Card currently has an elevated welcome offer for 75,000 miles plus a $250 Capital One Travel credit when you spend $4,000 in the first three months. Capital One Miles are valuable flexible miles that can be used in a variety of ways! I highly recommend this card.

Learn everything you need to know about the card and using your miles here.

Chase Co-Branded Hotel Cards

There are currently quite a few elevated hotel card offers from Chase. Let’s go over them.

HYATT

It’s no secret that Hyatt is my favorite hotel brand. Chase cards make it so easy to earn a ton of points that can be transferred to Hyatt to get incredible value for your hotel stays.

There are two Hyatt cards that currently have elevated offers. I’ll be honest, these offers aren’t amazing. Only slightly better than the standard offer. However, it’s better than nothing!

  • The World of Hyatt Credit Card – Earn 35,000 points after you spend $3,000 in the first 3 months, plus up to 30,000 more points by earning two points per dollar in the first six months from account opening, up to $15,000 spent.
  • World of Hyatt Business Credit Card – Earn 60,000 points after you spend $5,000 in the first 3 months, plus earn a Category 1-4 Free Night Award when you spend $15,000 in the first six months of account opening.

Related: Business Cards Are Easier Than You Think

IHG

IHG is one of my favorite hotel brands thanks to its large global footprint, especially with properties that sleep 4+ per room. To top it off, IHG cardholders get the fourth night free on award stays, which is a perk we have taken advantage of many times!

Here are the currently-elevated offers on IHG cards:

MARRIOTT

Marriott has co-branded cards with both Chase and American Express. Marriott also has some complicated card eligibility rules. For the most part, if it’s been more than 24 months since you opened another Marriott card, you should be okay. If you already have one of these elevated offer cards, you will want to close it and wait 30 days before reapplying.

Here are the offers:

  • Marriott Bonvoy Bold® Credit Card – earn 60,000 points plus 1 Free Night Award (worth up to 50k points) after you spend $2,000 on purchases in the first 3 months from account opening.
  • Marriott Bonvoy Boundless® Credit Card – earn a $150 statement credit after you make your first purchase in the first 12 months from account opening, and earn 100,000 points after spending $3,000 on purchases in your first 3 months from account opening. This is my favorite option!

Related: Best Hotel Cards

United℠ Business Card

There is an elevated offer on the United Business card for 100,000 miles after spending $5,000 on purchases in the first three months. This card won’t count against 5/24 since it’s a business card. Reminder – business cards are easier to get than you might think!

100,000 United miles is enough for three roundtrip tickets to almost anywhere in the U.S. Many dates and routes are just 15k per way.

Marriott Bonvoy Business® American Express® Card

The Marriott Bonvoy Business® American Express® Card has a new offer to earn 125,000 points after you spend $8,000 in the first six months from account opening. This is one of my favorite cards because it doesn’t count toward Chase’s 5/24 rule, and it’s an Amex card, which helps to diversify your points and the banks you’re opening cards with.

We’ve seen offers on this card in the past for five free night certificates. This offer isn’t quite as good as that. However, it’s still a decent option if you’re looking for a new card. The spend is higher at $8,000, but you have six months so that still works out to just $1,333 per month.

This elevated offer ends 03/12/2025.

One Card to Earn the Southwest Companion Pass

There is currently an offer on the three Southwest personal cards that allows you to earn a temporary Companion Pass. The offer is for 30,000 points plus a Companion Pass that is good through February 28th, 2026, when you spend $4,000 in the first three months from account opening. The difference between the cards is the annual fee and the benefits that come with it.

Check out this deep-dive post to learn more.

*All information about Southwest Rapid Rewards® Premier Credit Card has been collected independently by The Traveling Hansens. The card details on this page have not been reviewed or provided by the card issuer.

Related: Best Airline Cards

Delta Air Lines Cards

Currently, there are elevated offers on all six of Delta’s co-branded American Express cards. All of these offers end on 4/2/25.

Here are the details.

Personal cards

Delta personal cards have the following “family language” rules – You may not be eligible to receive a welcome offer if you have or have had this Card, the Delta SkyMiles® Options Credit Card, the Delta SkyMiles® Gold American Express Card, the Delta SkyMiles® Platinum American Express Card, the Delta SkyMiles® Reserve American Express Card, or previous versions of these Cards.

The nice thing about Amex cards is that you will get a pop-up notification during the application that tells you if you’re ineligible for the welcome offer. If you get this pop-up, you can back out of the application without any pulls on your credit.

Business cards

Chase Sapphire Preferred® Card

The Chase Sapphire Preferred® Card is my go-to beginner card and a top recommendation for anyone who does not already have it. The welcome offer is for 60,000 bonus points when you spend $4,000 in your first 3 months from account opening.

These points are easy to earn and easy to use. Plus, Chase has great transfer partners (Hyatt is my favorite), and there are so many options for using your points.

Read more about why everyone should have one.

Capital One Venture X Rewards Credit Card

The Capital One Venture X Rewards Credit Card is an excellent card with premium benefits like a $300 travel credit, unlimited airport lounge access, a 10,000-mile anniversary bonus, no foreign fees, and more. The welcome offer is for 75,000 miles when you spend $4,000 in the first three months. This is a pretty standard amount for a rewards card and is actually low compared to other premium cards. There is a $395 annual fee, which is fully covered by all of the great benefits. You can read more about the card here.

If you’re unfamiliar with Capital One Miles, you can check out this post which goes over everything you need to know about these flexible miles.

Related: Compare the Capital One Venture and Venture X

Citi Strata Premier℠ Card

This little-talked-about card earns flexible ThankYou® Points, which can be used with a variety of airline and hotel partners. For a limited time, earn 75,000 bonus ThankYou® Points after spending $4,000 in the first 3 months of account opening.

We each opened this card a few years ago and used the points to book a Choice Hotels property in Rome because points transfer at a 1:2 ratio from Citi to Choice Hotels. Choice gets a bad rap in the States, but there are some great properties throughout Europe!

For that trip, we also took advantage of the card’s annual $100 off a $500 hotel booking benefit when booking through the Citi Travel℠ Portal and booked a short-term rental in Venice.

Related: Best Travel Cards

Chase Ink Business Cards

The Ink Business suite of cards are some of my top recommended cards. Don’t let the fact that they’re business cards scare you off. They’re easier than you think! These cards are a great way to stock up on a mountain of Chase points. Furthermore, they don’t count against your 5/24 number since they are business cards. Plus, two of them have no annual fee. They’re no-brainers!

Learn more about all of the Ink Business cards here.

Related: Best Business Cards

Capital One Spark Cash Plus

The Capital One Spark Cash Plus has a huge spending requirement of $30,000 in the first three months of account opening. However, if you can meet that, you will earn the giant welcome offer of $2,000 cash back. Not only that, but if you have a card that earns Capital One Miles, you can combine the cash back onto your miles-earning card and turn it into 200,000 flexible miles instead!

The card earns an easy 2X on all purchases, so after meeting the spending requirement and earning the welcome offer, you’ll have a whopping 260,000 miles!! Bananas. It is a business card, but unlike other Capital One business cards, it does not count against Chase’s 5/24 rule.

Learn more about the card here.

If you’re looking for different card options not listed here, check out my best offers page below.

BEST OFFERS

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Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

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EDITORIAL DISCLOSURE:

Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.