Credit card welcome offers are the fastest way to earn a ton of points with relatively little spending. I never worry about running out of cards because there are always new offers to be found. Here are the current best ones.
Ink Business Unlimited® Credit Card
The Ink Business Unlimited® Credit Card has a newly-elevated offer of 90,000 points when you spend $6,000 in the first three months of account opening. The card earns 1.5x on all purchases and has no annual fee! Ink cards are my favorite way to stock up on Chase Ultimate Rewards.
This is marketed as a cash-back card, but it actually earns Ultimate Rewards. In order to make these points flexible, you will also need a Chase Sapphire Preferred® Card, a Chase Sapphire Reserve®, or an Ink Business Preferred® Credit Card.
Check out more information about business cards in this article. It also goes over how to combine your points to turn them into flexible points that can be used with Chase’s transfer partners.
Chase Sapphire Preferred® Card
The Chase Sapphire Preferred® Card is my go-to favorite card and it has a newly-elevated offer with a travel credit! Earn 60,000 bonus points after $4,000 in purchases in your first 3 months from account opening. Plus, get up to $300 in statement credits on Chase Travel℠ purchases within your first year.
I recommend this card to anyone who does not have it already! The points are easy to earn and easy to use. Chase has great transfer partners (Hyatt is my favorite), and there are so many options for using your points.
Read more about why everyone should have one.
Capital One Venture X Rewards Credit Card
The Capital One Venture X Rewards Credit Card is an excellent card with premium benefits like a $300 travel credit, unlimited airport lounge access, a 10,000-mile anniversary bonus, no foreign fees, and more. The welcome offer is for 75,000 miles when you spend $4,000 in the first three months. This is a pretty standard amount for a rewards card and is actually low compared to other premium cards. There is a $395 annual fee, which is fully covered by all of the great benefits. You can read more about the card here.
If you’re unfamiliar with Capital One Miles, you can check out this post which goes over everything you need to know about these flexible miles.
Related: Compare the Capital One Venture Rewards Credit Card and the Capital One Venture X
Co-branded Chase cards
There are three airline cards that have elevated offers right now. These are all personal cards, so they’ll count against 5/24. These cards are only a good option if you know you’ll be flying with these airlines and could use extra points. Otherwise, I typically recommend a card that earns flexible points.
- Aer Lingus Visa Signature® Card: earn 85,000 Avios after you spend $5,000 on purchases within the first three months of account opening.
- British Airways Visa Signature® Card: earn 85,000 Avios after you spend $5,000 on purchases within the first three months of account opening.
- Iberia Visa Signature® Card: earn 85,000 Avios after you spend $5,000 on purchases within the first three months of account opening.
Hilton Honors Cards
There are multiple elevated offers on American Express cards that earn Hilton Honors points. Here are the details:
- The Hilton Honors American Express Business Card: earn 175,000 Hilton Honors Bonus Points after you spend $8,000 in purchases within the first six months of Card Membership. Benefits include up to $60 in statement credits each quarter for purchases made directly with a property in the Hilton portfolio, complimentary Gold status, and complimentary National Car Rental® Emerald Club Executive® status (enrollment required). The card has an annual fee of $195 (rates & fees). Offer Ends 1/8/2025.
- Hilton Honors American Express Surpass® Card: earn 165,000 Hilton Honors Bonus Points after you spend $3,000 in purchases in the first six months of Card Membership. Benefits include up to $50 in statement credits each quarter for purchases made directly with a property in the Hilton portfolio, complimentary Gold status, and complimentary National Car Rental® Emerald Club Executive® status (enrollment required). The card has a $150 annual fee (rates & fees). Offer ends 1/8/2025.
- Hilton Honors American Express Card: earn 100,000 Hilton Honors Bonus Points after you spend $2,000 in purchases in the first six months of Card Membership. Benefits include complimentary Silver status, and 5X points per dollar on purchases at U.S. restaurants, at U.S. supermarkets, and at U.S. gas stations. The card has no annual fee (rates & fees). Offer ends 1/8/2025.
If you’re looking for different card options not listed here, check out my best offers page below.
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Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.