As high as 100,000 Membership Rewards® Points after you spend $6,000 on eligible purchases on your new card within the first 6 months of card membership. Apply and find out your offer. Welcome offers vary and you may not be eligible for an offer.
Full benefits & perks
- Earn 2X points on hotels and other eligible purchases booked through Amex Travel
- Earn 1X points on other eligible purchases
- Up to $10 per month in Uber Cash for Uber and Uber Eats orders in the U.S. To receive this benefit, you must have downloaded the latest version of the Uber App, and your eligible American Express Gold Card must be a method of payment on your Uber account. The Amex Benefit may only be used in the United States.
- Up to $10 monthly in dining statement credits with select partners: Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, and Five Guys.
- Up to $50 twice a year (January-June and July-December) in statement credits when you eat at a Resy restaurant and use your card to pay.
- Up to $7 per month on Dunkin' purchases
- $100 hotel experience credit when you book a two-night stay through The Hotel Collection
- No foreign transaction fees
Terms apply. Enrollment is required for certain benefits. Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.
My thoughts
We always have at least one of these cards open at all times. The fee is manageable, the credits are actually useful for everyday spending, and being able to earn 4x at restaurants worldwide and U.S. supermarkets is a huge win for our family. If you're a foodie or spend a lot on groceries each month like I do, this card earns points faster than almost anything else out there.
How to use your points
Membership Rewards® points are incredibly flexible. Transferring to partners is my favorite way to use them because it gets you the most value. Here are some of the best ways to use them:
- Transfer to Flying Blue - Air France/KLM - for flights to Europe — learn about Flying Blue
- Transfer to Delta SkyMiles for domestic and international flights
- Transfer to Hilton Honors at a 1:2 ratio for hotel stays
- Book through Amex Travel for flights, hotels, and more
This card is a no-brainer for families who spend a lot on food — whether that's eating out or grocery runs.
- The 4x earning rate at restaurants and U.S. supermarkets is one of the best out there
- The monthly credits are genuinely useful — especially the Uber Cash and dining credits
- The $325 annual fee is very manageable once you actually use the credits
- If you're brand new to points and miles, I'd start with the Chase Sapphire Preferred® Card first
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Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.