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Earn 90,000 bonus miles after you spend $6,000 in purchases on your new card in your first 6 months of card membership.
Full benefits & perks
- First checked bag free on Delta flights for you and up to 8 companions on the same reservation
- Zone 5 Priority Boarding on Delta flights
- Up to $150 annual statement credit for prepaid hotels or vacation rentals booked through Delta Stays on delta.com
- $200 Delta flight credit after spending $10,000 in purchases in a calendar year
- 15% discount when using miles to book Award Travel on Delta flights through delta.com or the Fly Delta app
- 20% savings as a statement credit on eligible in-flight Delta purchases
- Up to $9.99/month statement credit for Uber One membership through June 25, 2026 (enrollment required)
- Does not count toward Chase's 5/24 rule — this is a business card
- No foreign transaction fees
Terms apply. Enrollment is required for certain benefits.
*Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.
My thoughts
This is the entry-level Delta business card and it's a great first-year card. The $0 intro annual fee means you can earn a big welcome offer and evaluate the card before deciding whether to keep it. The $150 annual fee after year one is easy to justify if you fly Delta even once or twice a year, since the free checked bag perk alone can offset it in a single trip for a family. The $150 Delta Stays credit is another simple way to get value without thinking too hard. And since it's a business card, it doesn't count toward your 5/24 number, which is a real bonus if you're trying to keep those personal card slots open for Chase cards.
How to use your points
Delta SkyMiles earned on this card are best used for flights on Delta and its partners. Here are some of the best ways to use them:
- Book Delta flights directly on delta.com using miles
- Use Pay with Miles to cover the cost of any Delta ticket at 1 cent per mile
- Book partner flights on Air France, KLM, Virgin Atlantic, and more
- Use the 15% award discount to stretch your miles further on Delta flights
A solid entry-level Delta business card, especially during the first year when the annual fee is waived.
- $0 intro annual fee means you can earn the welcome offer risk-free in year one
- The free checked bag perk is worth more than the annual fee for most families
- $150 Delta Stays credit is easy to use and nearly offsets the annual fee on its own
- Doesn't count toward 5/24, so you can keep your personal card slots open
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Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.