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Earn up to 110,000 bonus miles + 2,000 Premier Qualifying Points — 100,000 miles + 2,000 PQP after spending $5,000 in the first 3 months, plus 10,000 miles after adding an employee card in the first 3 months.
Full benefits & perks
- Full United Club membership — unlimited access for you and all dependent children under 18
- 2 free checked bags for you and one companion — save up to $320 per roundtrip
- Premier Access travel services (priority check-in, security, and boarding)
- Up to $200 in United Hotels credits annually on prepaid stays booked through Renowned Hotels and Resorts for United Cardmembers
- Up to $150 in rideshare credits each calendar year (enrollment required)
- Up to $100 in Avis or Budget car rental credits annually when booked through cars.united.com
- Up to $240 in Instacart credits each calendar year ($20/month)
- Up to $200 in JSX flight credits annually on flights purchased directly through JSX
- Up to $50 in FareLock credits annually on United and United Express-operated flights
- Save at least 10% when booking award flights with miles
- Earn up to 10,000 Premier Qualifying Points (PQP) per year from card purchases
- Up to $120 Global Entry, TSA PreCheck, or NEXUS fee credit every 4 years
- 25% back on United inflight food, beverages, and Wi-Fi
- No foreign transaction fees
- Comprehensive travel protections: trip delay, trip cancellation, and auto rental coverage
My thoughts
The United Club Business Card is the premium option for business travelers who are all-in on United. Like its personal counterpart, the full United Club membership nearly covers the $695 annual fee on its own, and this version adds even more in partner credits than the personal United Club℠ Card . The business-specific bonus categories like gas and office supplies are a nice addition. If you're already paying for lounge access separately and flying United for business, this card consolidates a lot of value in one place.
How to use your points
Miles earned go directly into your United MileagePlus account. Here's how to maximize them:
- Book United and other Star Alliance partner award flights, and you'll get at least 10% off the award flight price as a cardholder
- Use your miles on United's website to book flights with Star Alliance partners like ANA, Lufthansa, and Singapore for premium cabin redemptions — See Star Alliance partners
- Use partner credits and TravelBank cash throughout the year to offset business travel costs
- Points transfer from Chase to United if you need to top off
Here's a quick summary of what you're getting with the United Club Business Card:
- Full United Club lounge membership
- Up to 8x miles on eligible United flights
- 2 free checked bags for you and a companion
- Premier Access travel services
- Over $925 in annual partner credits
- Up to 10,000 PQP per year toward Premier status
- No foreign transaction fees
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Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.