You may be eligible for as high as 300,000 Membership Rewards® Points after spending $20,000 in eligible purchases on your new Card in your first 3 months of Membership. Welcome offers vary and you may not be eligible for an offer.
Full benefits & perks
- Up to $600 Hotel Credit – Split into two $300 statement credits, one every six months, for prepaid bookings at Fine Hotels + Resorts® or The Hotel Collection via Amex Travel.
- Up to $150 in statement credits on U.S. purchases made directly at Dell and an additional $1,000 statement credit after spending $5,000 or more with Dell each calendar year.
- Up to $360 in statement credits per calendar year, up to $90 per quarter, on U.S. purchases made directly with Indeed.
- Up to $250 in statement credits after spending $600 or more on U.S. purchases made directly at Adobe each calendar year (subject to auto-renewal).
- Up to $200 per calendar year, up to $50 per quarter, in statement credits on eligible purchases made directly with a property in the Hilton portfolio.
- Up to $120 per calendar year, up to $10 per month, in statement credits for purchases made directly from any U.S. wireless telephone provider.
- Up to $200 per year in airline fee statement credits for indicentals with your selected airline.
- Up to $209 in statement credits per calendar year for CLEAR®+.
- Global Lounge Collection access including Centurion Lounges, Delta Sky Clubs when flying Delta, and Priority Pass.
- $120 statement credit for Global Entry once every four years, or up to $85 statement credit for TSA PreCheck® once every 4.5 years.
- Hotel Status – Complimentary Marriott Bonvoy Gold and Hilton Honors Gold.
- Rental Car Status – Complimentary Hertz Gold Plus Rewards President’s Circle, Avis Preferred Plus and National Emerald Club Executive status.
- Cell Phone Protection, Trip Cancellation/Interruption Insurance, Trip Delay, Extended Warranty, and more.
- No foreign transaction fees
Terms apply. Enrollment is required for certain benefits.
My thoughts
This is a card that truly pays for itself, but only if you actually use the credits. The welcome offer alone is massive, and the business-focused credits like Indeed, Adobe, and Dell can add up to thousands of dollars in value for the right person. If you regularly stay at luxury hotels and want lounge access, you can absolutely justify the fee, especially for the first year.
How to use your points
Membership Rewards® points are best used by transferring to travel partners. Here are some of the best ways to use them:
- Transfer to any of Amex's 21 airline and hotel partners — see all Amex partners
- Transfer to Flying Blue - Air France/KLM for flights to Europe — learn about Flying Blue
- Transfer to Hilton at a 1:2 ratio
- Book through Amex Travel portal for flights, hotels, and more
The highest welcome offer we've ever seen on this card! It's definitely worth it if you use the perks.
- As high as 300,000 point welcome offer is massive and makes it worth opening, especially for the first year
- The many credits (Indeed, Adobe, hotel) can offset a huge chunk of the annual fee
- Lounge access and premium travel perks make this a great fit for frequent travelers
- If you won't use the credits, the Business Gold is a smarter choice
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Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.