If you're having trouble finding any links, be sure to check out my Best Offers pages in the menu.
As high as 100,000 Membership Rewards® Points after you spend $6,000 on eligible purchases on your new card within the first 6 months of card membership. Apply and find out your offer. Welcome offers vary and you may not be eligible for an offer.
Full benefits & perks
- Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com
- Earn 1X points on other eligible purchases
- Pay It® lets you tap in the American Express® App to quickly pay for small purchase amounts throughout the month and still earn rewards the way you usually do. Plan It® gives you the option to split up big purchases into equal monthly payments with a fixed fee. You'll know upfront exactly how much you'll pay.
- Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub (including Seamless), Buffalo Wild Wings, Five Guys, The Cheesecake Factory, and Wonder. This can be an annual savings of up to $120. Enrollment required.
- Get up to $100 in statement credits each calendar year at over 10,000 qualifying U.S. Resy restaurants after you pay for eligible purchases with the American Express® Gold Card. That's up to $50 in statement credits semi-annually. Enrollment required.
- Earn up to $7 in monthly statement credits after you pay with the American Express® Gold Card at U.S. Dunkin' locations. Enrollment required.
- Enjoy up to $120 in Uber Cash annually with your Gold Card. Just add your Card to your Uber account and you'll get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an Amex Card for your transaction.
- Enjoy complimentary Hertz Five Star® Status benefits like skipping the counter at select locations, adding an additional driver at no additional cost*, and vehicle upgrades**. Benefit enrollment and Hertz Gold+ registration are required. *Additional drivers must meet standard rental qualifications and must be a spouse or domestic partner to qualify as complimentary. Other additional drivers subject to fees. **Benefits are subject to availability and vary by location. Additional Hertz program Terms and Conditions including age restrictions apply.
- Book two nights or more with The Hotel Collection through AmexTravel.com or the Amex Travel App™ and receive a $100* credit towards eligible charges at over 1,400 upscale hotels worldwide. *Eligible charges vary by property.
- Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
- No Foreign Transaction Fees.
Terms apply. Enrollment is required for certain benefits.
*Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.
My thoughts
We always have at least one of these cards open at all times. The fee is manageable, the credits are actually useful for everyday spending, and being able to earn 4x at restaurants worldwide and U.S. supermarkets is a huge win for our family. If you're a foodie or spend a lot on groceries each month like I do, this card earns points faster than almost anything else out there.
How to use your points
Membership Rewards® points are incredibly flexible. Transferring to partners is my favorite way to use them because it gets you the most value. Here are some of the best ways to use them:
- Transfer to Flying Blue - Air France/KLM - for flights to Europe — learn about Flying Blue
- Transfer to Delta SkyMiles for domestic and international flights
- Transfer to Hilton Honors at a 1:2 ratio for hotel stays
- Book through Amex Travel for flights, hotels, and more
This card is a no-brainer for families who spend a lot on food — whether that's eating out or grocery runs.
- The 4x earning rate at restaurants and U.S. supermarkets is one of the best out there
- The monthly credits are genuinely useful — especially the Uber Cash and dining credits
- The $325 annual fee is very manageable once you actually use the credits
- If you're brand new to points and miles, I'd start with the Chase Sapphire Preferred® Card first
Thank you for using our card links when applying for new cards. It helps us run our small business at no extra cost to you. We appreciate your support!
Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.