We recently returned from a Caribbean cruise worth over $5,000, which we almost completely offset with points and miles! Let’s go over exactly you can use credit card points and miles to pay for a cruise. Cashing out points The way to use points to pay for a cruise is to cash them out. This […]

The Chase Freedom Unlimited® is a great beginner card for those who are looking for a card with no annual fee, a low spending requirement, and a solid return on all spending. There are other similar cards, like the Capital One VentureOne Rewards Credit Card, but the Freedom Unlimited is my top recommendation! Here are all the […]

The Ink Business Cash® Credit Card is an excellent card with a high welcome offer, solid return on spending, and no annual fee. You may have seen other popular business cards like The Business Platinum Card® from American Express or the American Express® Business Gold Card, but the Ink business cards are my top recommendation because of their low/no […]

The Capital One Venture Rewards Credit Card is an excellent card that has a solid welcome offer, a low annual fee, and earns flexible miles. The card is comparable to the Chase Sapphire Preferred® Card, which is often referred to as the “best beginner card.” I would argue that the Venture is also an excellent beginner card. […]

Paying your taxes with a credit card might seem crazy. Did you even know it was possible? And why would you want to do that since there’s always a fee? Well, I have two words for you: welcome offer. Yes, there is a fee involved, but many times it’s well worth it for that huge […]

Capital One Miles is one of my favorite award programs, just behind Chase Ultimate Rewards®. Capital One Miles are easy to earn through a variety of cards and spending, and they offer a range of redemption opportunities – from transferring to travel partners to covering travel purchases to booking trips through Capital One Travel. What […]