When it comes to navigating the world of credit cards, people often get confused by all of the different rules. One of these rules is Chase’s infamous 5/24 rule. Let’s look at what the 5/24 Rule is, why it’s important, and how to build a strategy when choosing which cards to open. What is the […]

One of the most common questions I get is, “Do you keep all of these cards open?” and the answer is no! We keep a lot of them open, but not all of them. There are things to consider when deciding what to do with each of your cards. First of all, we always keep […]

As with learning all new things, we must start at the beginning. This post will serve as your how-to guide for all of the points and miles basics you need to know! Before you start earning points and miles First things first, using points and miles is only for people who have healthy credit and […]