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As high as $300 cash back after you spend $3,000 in purchases on your new card within the first 6 months of card membership. Apply and find out your offer. Welcome offers vary and you may not be eligible for an offer. Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit or at Amazon.com checkout.
Full benefits & perks
- 6% cash back at U.S. supermarkets on up to $6,000 per year in purchases, then 1%. Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit or at Amazon.com checkout.
- 6% cash back on select U.S. streaming subscriptions. Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit or at Amazon.com checkout.
- 3% cash back at U.S. gas stations. Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit or at Amazon.com checkout.
- 3% cash back on transit including taxis/rideshare, parking, tolls, trains, buses, and more. Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit or at Amazon.com checkout.
- Up to $10 per month in statement credits on eligible Disney+, Hulu, or ESPN+ subscriptions — up to $120 per year. Enrollment required. Subject to auto-renewal.
- Up to $15 per month in statement credits for Home Chef meal kit purchases — up to $180 per year. Enrollment required. Subject to auto-renewal.
- 0% intro APR on purchases and balance transfers for 12 months from account opening, then a variable APR of 19.49%–28.49%
- $0 introductory annual fee for the first year, then $95
Terms apply. Enrollment is required for certain benefits.
*Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.
My thoughts
If your family spends a lot on groceries, this card is a no-brainer, especially in year one when the annual fee is waived. Six percent cash back at U.S. supermarkets is the highest rate you'll find anywhere on grocery spending. If you spend $500/month on groceries, that's $360 back every year just from that one category alone. Add in 6% on streaming, 3% on gas and transit, and the Disney and Home Chef credits and the $95 annual fee after year one is very easy to justify.
How to use your points
Cash back on this card is simple, here's how to use it:
- Redeem Reward Dollars as a statement credit against any purchase on your account
- Redeem Reward Dollars at Amazon.com checkout
- No minimum redemption amount — use whenever you want
The best cash back card for families who spend heavily on groceries and streaming.
- 6% at U.S. supermarkets is the highest grocery cash back rate available on any card
- $0 intro annual fee in year one means you can earn the full welcome offer before paying anything
- The Disney and Home Chef credits add up to $300/year in potential value — nearly covering the annual fee on their own
- Has a foreign transaction fee, so leave it at home when traveling internationally
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Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.