Navigating the world of credit card rewards can feel like a lot, but with the right strategy, it can also be incredibly rewarding – literally. There are various points and miles programs, but Chase Ultimate Rewards® is my favorite. Whether you’re new to points and miles or an experienced traveler, understanding how to earn, maximize, […]

Capital One Miles is one of my favorite award programs, just behind Chase Ultimate Rewards. Capital One Miles are easy to earn through a variety of cards and spending, and they offer a range of redemption opportunities – from transferring to travel partners to covering travel purchases to booking trips through Capital One Travel. What […]

So much of the time, you will get way more bang for your buck (points) when you transfer them to travel partners. Each bank has its own set of partners- both hotels and airlines. Additionally, they each have their own way of transferring points. Let’s take a look at why it’s important and then go […]

One of the most common questions I get is, “What about annual fees?” And trust me, I totally understand the question. It does seem a little crazy to pay $100+ just to have a credit card. I mean why pay to use a card when there are numerous options available without fees? Or do what […]

Good things come to those who… ask! You may think it’s necessary to have elite hotel status if there’s any chance of getting hotel room upgrades, but this isn’t true! While yes, that does help, we’ve been able to secure upgrades and gifts upon arrival even with low/no status. Sometimes all you have to do […]

We currently have over 15 cards open, which is a lot! This is partially because we always keep cards open for a year, so sometimes they sit in a drawer unused for most of that time. However, we have a few cards that we use regularly- specifically, three cards that I think everyone should have […]