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Credit card welcome offers are the fastest way to earn a ton of points with relatively little spending. I never worry about running out of cards because there are always new offers to be found. Here are the current best ones. Chase Sapphire Preferred® Card The Chase Sapphire Preferred® Card is my number one go-to […]

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The Chase Freedom Unlimited® is a great beginner card for those who are looking for a card with no annual fee, a low spending requirement, and a solid return on all spending. There are other similar cards, like the Capital One VentureOne Rewards Credit Card and the Blue Cash Preferred® Card from American Express, but the Freedom […]

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Bank transfer bonuses are promotions offered by banks that allow you to transfer your credit card points to a travel partner and get an additional bonus. Typically, points transfer at a 1:1 ratio (with a few exceptions). However, with a transfer bonus, you get a certain percentage more. For example, if you transfer 10,000 bank […]
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The Capital One Venture Rewards Credit Card is an excellent card that has a solid welcome offer, a low annual fee, and earns flexible miles. The card is comparable to the Chase Sapphire Preferred® Card, which is often referred to as the “best beginner card.” I would argue that the Venture is also an excellent beginner card. […]
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Our 2024 year in travel was epic, all thanks to points and miles! Let’s go over the cards we opened and the trips we took. Cards we opened in 2024 In total, Ryan and I opened 12 cards in 2024. I opened seven, and he opened five. We like to focus on flexible points, especially […]

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I typically recommend focusing on flexible points, like Chase Ultimate Rewards® or American Express Membership Rewards®, before venturing into the world of co-branded hotel or airline cards. Flexible points cards, like the Chase Sapphire Preferred® Card, are great for beginners and give many options for using your points. <All information about the Chase Sapphire Preferred® […]

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