Credit card welcome offers are the fastest way to earn a ton of points with relatively little spending. I never worry about running out of cards because there are always new offers to be found. Here are the current best ones. Chase Sapphire Preferred® Card **HUGE OFFER ALERT** The Chase Sapphire Preferred® Card is my […]

Bank transfer bonuses are promotions offered by banks that allow you to transfer your credit card points to a travel partner and get an additional bonus. Typically, points transfer at a 1:1 ratio (with a few exceptions). However, with a transfer bonus, you get a certain percentage more. For example, if you transfer 10,000 bank […]

We recently returned from a Caribbean cruise worth over $5,000, which we almost completely offset with points and miles! Let’s go over exactly you can use credit card points and miles to pay for a cruise. Cashing out points The way to use points to pay for a cruise is to cash them out. This […]

There is currently an amazing elevated offer on my favorite points and miles card for beginners – the Chase Sapphire Preferred® Card. This card is great even when it doesn’t have a high bonus, but when it does? It’s unbeatable! Currently, you can get 100,000 points when you spend $5,000 in the first three months […]

**CURRENTLY ELEVATED OFFER** The Chase Sapphire Preferred® Card is the G.O.A.T of all the points and miles cards for many reasons. It is the best all-around, easy-to-use, beginner-friendly card that earns flexible points and gives you access to some of the very best transfer partners. You may have seen other beginner cards like the Capital One Venture Rewards Credit Card […]

The Chase Freedom Unlimited® is a great beginner card for those who are looking for a card with no annual fee, a low spending requirement, and a solid return on all spending. There are other similar cards, like the Capital One VentureOne Rewards Credit Card and the Blue Cash Preferred® Card from American Express, but the Freedom […]