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Best Citi Travel Card
Citi Strata Premier℠ Card
Annual fee: $95
Current welcome offerHow you earn points
Full benefits & perks
My thoughts
How to use your points
Earn 75,000 bonus ThankYou® Points after spending $4,000 in the first 3 months of account opening.
10xpoints on hotels, car rentals, and attractions booked through Citi Travel℠
3xpoints on air travel, other hotels, restaurants, supermarkets, and gas/EV stations
1xpoints on all other purchases
Full benefits & perks
- 10x points on hotels, car rentals, and attractions booked through Citi Travel℠
- 3x points on air travel, restaurants, supermarkets, and gas stations
- $100 annual hotel benefit when you spend $500 or more on a single hotel stay through CitiTravel.com
- Access to 15+ airline and hotel transfer partners
- No foreign transaction fees
My thoughts
This card doesn't get talked about enough! The 3x on so many everyday categories is really impressive, and the transfer partners include some gems that other programs don't have. It's a solid card to diversify your points stash and a great companion to a Chase or Amex card.
How to use your points
Citi ThankYou® Points have some really great transfer partners that you won't find elsewhere. Here are some of the best ways to use them:
- Transfer to Air France Flying Blue for flights to Europe — learn about Flying Blue
- Transfer to Virgin Atlantic for flights to Cabo and the Caribbean — learn about Virgin Atlantic
- The only bank that transfers to American Airlines
- Transfer to other Citi hotel and airline partners — learn more
Quick recap
The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired.An underrated card with some transfer partners you won't find anywhere else.
- The 3x on groceries, gas, dining, AND flights is genuinely impressive for a $95 card
- Transfer partners like American Airlines and Flying Blue are absolute gems
- Great for diversifying your points beyond Chase and Amex
- Not as flexible overall as Chase Ultimate Rewards, but a smart addition to the mix
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Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.