ADVERTISER DISCLOSURE

If you're having trouble finding any links, be sure to check out my Best Offers pages in the menu.

IHG One Rewards Premier Business Credit Card
Best IHG Business Card
IHG One Rewards Premier Business Credit Card
Annual fee: $99
Current welcome offer

Earn 140,000 bonus points after spending $4,000 in the first 3 months from account opening.

How you earn points
26xtotal points on IHG hotel stays (10x from card + 10x IHG member + 6x Platinum status)
5xpoints on travel, gas stations, restaurants, office supply stores, and social media/search engine advertising
3xpoints on all other purchases
Full benefits & perks
  • Free anniversary night each year (up to 40,000 points, can be topped off with additional points)
  • Fourth reward night free when you redeem points for a consecutive four-night IHG stay
  • Complimentary IHG One Rewards Platinum Elite status: includes early check-in, late checkout, room upgrades, and 60% bonus points on IHG stays (subject to availability)
  • Path to Diamond Elite status after spending $40,000 in a calendar year
  • Second free anniversary night after spending $60,000 in a calendar year
  • $100 statement credit + 10,000 bonus points after spending $20,000 in a calendar year
  • Up to $120 statement credit every four years for Global Entry, TSA PreCheck, or NEXUS application fee
  • Up to $50 in United TravelBank Cash each calendar year (must register IHG card with MileagePlus account)
  • Does not count toward Chase's 5/24 rule
  • No foreign transaction fees
My thoughts

This is the business version of the IHG Premier, and it's nearly identical in perks — same $99 fee, same annual free night, same Platinum Elite status, same fourth night free. The big difference is that it doesn't count toward your 5/24 number since it's a business card. If you have a side hustle or small business and stay at IHG properties, this is a no-brainer.

How to use your points

IHG One Rewards points are best used for free hotel nights at IHG properties. Here are the best ways to use them:

  • Book free nights at Holiday Inn, Holiday Inn Express, Crowne Plaza, Kimpton, InterContinental, Hotel Indigo, and more
  • Use the fourth night free perk — pay points for 3 nights and get the 4th free on consecutive award stays
  • Use your annual free night certificate + top it off with points to book a higher-category property
  • Use Points & Cash awards to stretch your stash further
Further reading
Quick recap

Same great perks as the personal Premier card, but won't count toward 5/24.

  • Doesn't count toward Chase's 5/24 rule — keep those personal card spots open
  • Annual free night certificate typically worth more than the $99 annual fee by itself
  • Best for business owners or side hustlers who already stay at IHG properties
The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired.

Thank you for using our card links when applying for new cards. It helps us run our small business at no extra cost to you. We appreciate your support!



Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

AFFILIATE DISCLOSURE:

The Traveling Hansens is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as MileValue.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers.

EDITORIAL DISCLOSURE:

Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.