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Earn up to 110,000 bonus miles + 3,000 Premier Qualifying Points after qualifying activities. Earn 100,000 bonus miles + 3,000 Premier Qualifying Points after spending $5,000 in the first three months, plus an additional 10,000 miles after adding an authorized user in the first three months.
Full benefits & perks
- Full United Club membership — unlimited access for you and all dependent children under 18
- 2 free checked bags for you and one companion
- Premier Access travel services (priority check-in, security, and boarding)
- Earn 4 United Club℠ one-time passes on each account anniversary
- Up to $200 in United Hotels credits annually on prepaid stays booked through Renowned Hotels and Resorts for United Cardmembers
- Up to $150 in rideshare credits each calendar year (enrollment required)
- Up to $100 in Avis or Budget car rental credits annually when booked through cars.united.com
- Up to $240 in Instacart credits each calendar year ($20/month)
- Up to $200 in JSX flight credits annually on flights purchased directly through JSX
- Save at least 10% when booking award flights with miles
- Earn up to 10,000 Premier Qualifying Points (PQP) per year from card purchases
- Up to $120 Global Entry, TSA PreCheck, or NEXUS fee credit every 4 years
- 25% back on United inflight food, beverages, and Wi-Fi
- No foreign transaction fees
- Comprehensive travel protections such as trip delay, trip cancellation, and auto rental coverage
My thoughts
The United Club Infinite is for the traveler who has already decided United is their airline and wants the best experience possible at the airport. The full United Club membership alone is worth $650+/year, which nearly justifies the $695 fee on its own. Add in two free checked bags, Premier Access for streamlined check-in and boarding, and over $875 in partner credits, and this card starts looking very reasonable for frequent United flyers.
How to use your points
Miles earned go directly into your United MileagePlus account. Here's how to get the most value:
- Book United and other Star Alliance partner award flights, and you'll get at least 10% off the base mileage price as a Club Infinite cardholder
- The 10,000 PQP annual cap (vs. 1,000 on the Explorer) means you can make a meaningful dent in Premier status from spending alone
- Use your miles on United's website to book flights with Star Alliance partners like ANA, Lufthansa, and Singapore for premium cabin sweet spots — See Star Alliance partners
- Use TravelBank cash and partner credits throughout the year to offset travel costs
- Points transfer from Chase to United if you need to top off
Here's a quick summary of what you're getting with the United Club Infinite Card:
- Full United Club lounge membership
- 2 free checked bags for you and a companion
- Premier Access travel services
- Over $875 in annual partner credits
- Up to 10,000 PQP per year toward Premier status
- Up to $120 Global Entry, TSA PreCheck, or NEXUS fee credit
- 25% back on United inflight food, beverages, and Wi-Fi
- No foreign transaction fees
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Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.