If you're having trouble finding any links, be sure to check out my Best Offers pages in the menu.
Earn 130,000 Bonus Points after you spend $3,000 in purchases in the first 6 months of card membership.
Full benefits & perks
- 12x Hilton Honors Bonus Points on eligible purchases at Hilton properties
- 6x Bonus Points at U.S. restaurants, including takeout and delivery
- 6x Bonus Points at U.S. supermarkets
- 6x Bonus Points at U.S. gas stations
- 4x Bonus Points on U.S. online retail purchases
- Up to $200 in annual statement credits for purchases at Hilton properties (up to $50 per quarter)
- Complimentary Hilton Honors™️ Gold elite status
- Free Night Reward after spending $15,000 on eligible purchases in a calendar year
- Complimentary National Car Rental® Emerald Club Executive® status
- No foreign transaction fees
Terms apply. Enrollment is required for certain benefits.
*Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.
My thoughts
This is a solid mid-tier card with a reasonable annual fee, some useful benefits, and a good welcome offer. My husband and I both opened this card while the offer was previously elevated, which is the best time to open it in my opinion.
How to use your points
Hilton Honors points can be used for free hotel nights at Hilton properties:
- Book free rooms at Hilton properties using your points
- Use a combo of points + cash to book a stay
The sweet spot in the Hilton lineup — solid benefits without the big annual fee.
- My husband and I both have this card, so that tells you something!
- The $200 in annual Hilton property credits goes a long way toward offsetting the $150 fee
- Gold status is a meaningful upgrade for regular Hilton stays
Thank you for using our card links when applying for new cards. It helps us run our small business at no extra cost to you. We appreciate your support!
Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.