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Earn 100,000 bonus points after you spend $8,000 on purchases in the first 3 months from account opening.
Full benefits & perks
- 3x points on travel, shipping, internet, cable, phone, and advertising (up to $150,000/year, then 1x)
- Cell phone protection up to $1,000 per claim (max 3 claims per 12 months, $100 deductible)
- Points transfer to 14 airline and hotel partners at 1:1
- No foreign transaction fees
- Does not count against Chase's 5/24 rule
My thoughts
This is one of the best business cards out there. The welcome offer is huge, the card doesn't count against 5/24, and the points it earns are the same Chase Ultimate Rewards that you can transfer to Hyatt, United, Southwest, and more. If you have any kind of side hustle or small business, this should be on your radar. Even if you don't think you have a business, it might be easier to qualify than you think! Note: Chase recently added lifetime language to the Ink cards, so you may not qualify if you have had this card or one of the other two Ink cards before. The exception to this is if you have a different LLC/SCorp that you are applying with.
How to use your points
The points earned on this card are Chase Ultimate Rewards. Here are some of the best ways to use them:
- Transfer to World of Hyatt for hotel stays — read why I love Hyatt
- Transfer to United MileagePlus or Southwest Rapid Rewards for flights
- Transfer to many other great airline and hotel partners — Learn more
- Use them to book flights, hotels, rental cars, and more through Chase Travel
A fantastic business card with a massive welcome offer and no 5/24 impact.
- Welcome offer of 100,000 points is one of the best in the business card space
- Low annual fee for a huge amount of points
- Earns the same flexible Chase Ultimate Rewards as the Sapphire Preferred
- Great for business owners who spend on travel, shipping, or advertising
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Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.