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As high as $200 cash back after you spend $2,000 in purchases on your new card within the first 6 months of card membership. Apply and find out your offer. Welcome offers vary and you may not be eligible for an offer. Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit or at Amazon.com checkout.
Full benefits & perks
- 3% cash back at U.S. supermarkets on up to $6,000 per year in purchases, then 1%. Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit or at Amazon.com checkout.
- 3% cash back at U.S. gas stations on up to $6,000 per year in purchases, then 1%. Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit or at Amazon.com checkout.
- 3% cash back on U.S. online retail purchases on up to $6,000 per year in purchases, then 1%. Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit or at Amazon.com checkout.
- Up to $7 per month in statement credits on eligible Disney+, Hulu, or ESPN+ subscriptions — up to $84 per year. Enrollment required. Subject to auto-renewal.
- Up to $15 per month in statement credits for Home Chef meal kit purchases — up to $180 per year. Enrollment required. Subject to auto-renewal.
- 0% intro APR on purchases and balance transfers for 15 months from account opening, then a variable APR of 19.49%–28.49%
- No annual fee
Terms apply. Enrollment is required for certain benefits.
*Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.
My thoughts
This card is a great pick for someone who wants simple, straightforward cash back with no annual fee. The 3% at U.S. supermarkets, U.S. gas stations, and U.S. online retailers covers a huge chunk of most families' everyday spending, and there's no annual fee eating into your earnings. The Disney and Home Chef credits are nice bonuses if you're already paying for those services. That said, if you're willing to pay a small annual fee and your grocery spending is high, the Blue Cash Preferred is almost certainly going to put more cash back in your pocket. I'd also note that this card has a foreign transaction fee, so leave it at home when you're traveling internationally.
How to use your points
Cash back on this card is simple — here's how to use it:
- Redeem Reward Dollars as a statement credit against any purchase on your account
- Redeem Reward Dollars at Amazon.com checkout
Clean, simple cash back with no annual fee. A great starter card for everyday spending.
- 3% at U.S. supermarkets, U.S. gas stations, AND U.S. online retail covers most everyday spending
- No annual fee means every dollar of cash back goes straight to you
- The Disney and Home Chef credits are a nice bonus if you use those services
- Has a foreign transaction fee, so it's not ideal for international travel
- If you spend a lot on groceries, the Blue Cash Preferred will likely earn you more even after the annual fee
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Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.