Navigating the world of credit card rewards can feel like a lot, but with the right strategy, it can also be incredibly rewarding – literally. There are various points and miles programs, but Chase Ultimate Rewards® is my favorite. Whether you’re new to points and miles or an experienced traveler, understanding how to earn, maximize, […]

So much of the time, you will get way more bang for your buck (points) when you transfer them to travel partners. Each bank has its own set of partners – both hotels and airlines. Additionally, they each have their own way of transferring points. Let’s take a look at why it’s important and then […]

One of the most common questions I get is, “What about annual fees?” And trust me, I totally understand the question. It does seem a little crazy to pay $100+ just to have a credit card. I mean why pay to use a card when there are numerous options available without fees? Or do what […]

Good things come to those who… ask! You may think it’s necessary to have elite hotel status if there’s any chance of getting hotel room upgrades, but this isn’t true! While yes, that does help, we’ve been able to secure upgrades and gifts upon arrival even with low/no status. Sometimes all you have to do […]

We currently have over 15 cards open, which is a lot! This is partially because we always keep cards open for a year, so sometimes they sit in a drawer unused for most of that time. However, we have a few cards that we use regularly- specifically, three cards that I think everyone should have […]

One of the most common questions I get is, “Do you keep all of these cards open?” and the answer is no! We keep a lot of them open, but not all of them. There are things to consider when deciding what to do with each of your cards. First of all, we always keep […]