Credit card welcome offers are the fastest way to earn a ton of points with relatively little spending. I never worry about running out of cards because there are always new offers to be found.
Here are the current best ones.
Chase Sapphire Preferred® Card
**HUGE OFFER ALERT**
The Chase Sapphire Preferred® Card is my number one go-to beginner card and my top recommendation for anyone who does not already have it. There is an AMAZING new offer for 100,000 bonus points when you spend $5,000 in your first 3 months from account opening. This is the highest offer this card has ever had!!!
Read more about the card and why I love it HERE.
Capital One Venture Rewards Credit Card
The Capital One Venture Rewards Credit Card currently has an elevated welcome offer for 75,000 miles plus a $250 Capital One Travel credit when you spend $4,000 in the first three months. Capital One Miles are valuable flexible miles that can be used in a variety of ways! I highly recommend this card.
Learn everything you need to know about the card and using your miles here.
Chase Freedom Unlimited®
The Chase Freedom Unlimited® is a no-annual-fee card with a new offer for a $250 bonus after you spend $500 on purchases in your first three months from account opening. This is a great return for your spending! The card offers 1.5% back on all purchases, so it’s a good catch-all card.
The cash back offer is awarded as Chase Ultimate Rewards®. If you have a Chase Sapphire Preferred® Card or an Ink Business Preferred® Credit Card, you can combine the points and they become flexible points which can be transferred to travel partners.
<All information about the Chase Freedom Unlimited® Card, Chase Sapphire Preferred®, and Ink Business Preferred® has been collected independently by The Traveling Hansens. The card details on this page have not been reviewed or provided by the card issuer.>
IHG One Rewards Premier Business Credit Card
Woah! This newly elevated offer on the IHG One Rewards Premier Business Credit Card is for up to 200,000 points! Here’s how it breaks down: Earn 140,000 points after spending $4,000 on purchases in the first three months from account opening. Plus, earn an additional 60,000 points after spending a total of $9,000 in the first six months from account opening.
Remember that business cards are easier to qualify for than you might think.
This is a great option because it doesn’t count against Chase’s 5/24 rule. Plus, IHG cardholders get the fourth night free, which is one of our favorite perks. There are also benefits like an annual free night certificate after your first account anniversary and a TSA PreCheck/Global Entry statement credit.
<All information about the IHG One Rewards Premier Business Credit Card has been collected independently by The Traveling Hansens. The card details on this page have not been reviewed or provided by the card issuer.>
➡️ Check out the best hotel cards
Marriott Cards
There are three newly elevated offers on Marriott cards – two personal and one business.
Marriott Bonvoy Brilliant® American Express® Card
Earn 185,000 Marriott Bonvoy® bonus points after you use your new Card to make $6,000 in purchases within the first 6 months of Card Membership.
Marriott Bonvoy Bevy™ American Express® Card
Earn 155,000 Marriott Bonvoy bonus points after you use your new Card to make $5,000 in purchases within the first 6 months of Card Membership.
Marriott Bonvoy Business® American Express® Card
Earn 3 Free Night Awards after you use your new card to make $6,000 in eligible purchases within the first 6 months of Card Membership. Each Free Night Award is worth up to 50,000 Marriott Bonvoy® points.
This isn’t my favorite offer for this card because sometimes it has an offer for five nights, but this is still decent if you’re looking for a card that won’t count against 5/24.
Hilton Cards
There are newly-elevated offers on three Hilton cards from American Express. The two personal cards each come with an annual free night certificate as part of the welcome offer. This is my favorite time to open these cards! Hilton FNCs are great because they can be used to book a standard room at any property, no matter the price!
Hilton Honors American Express Card
Earn 70,000 Hilton Honors Bonus Points plus a Free Night Reward after you spend $2,000 in purchases in your first 6 months of Card Membership. Offer Ends 4/29/2025.
Hilton Honors American Express Surpass® Card
Earn 130,000 Hilton Honors Bonus Points plus a Free Night Reward after you spend $3,000 in purchases in your first 6 months of Card Membership. Offer Ends 4/29/2025.
Both of those cards will count toward Chase’s 5/24 number, so consider that when deciding to apply.
The Hilton Honors American Express Business Card
There is also an elevated offer on The Hilton Honors American Express Business Card for 175,000 Hilton Honors Bonus Points after you spend $8,000 in purchases within the first six months of Card Membership. Offer Ends 4/29/2025.
The nice thing about Amex cards is that you will get a pop-up notification during the application that tells you if you’re ineligible for the welcome offer. If you get this pop-up, you can back out of the application without any pulls on your credit.
Capital One Venture X Rewards Credit Card
The Capital One Venture X Rewards Credit Card is an excellent card with premium benefits like a $300 travel credit, unlimited airport lounge access, a 10,000-mile anniversary bonus, no foreign fees, and more. The welcome offer is for 75,000 miles when you spend $4,000 in the first three months. This is a pretty standard amount for a rewards card and is actually low compared to other premium cards. There is a $395 annual fee, which is fully covered by all of the great benefits. You can read more about the card here.
If you’re unfamiliar with Capital One Miles, you can check out this post, which goes over everything you need to know about these flexible miles.
Related: Compare the Capital One Venture and Venture X
➡️ Check out the best travel rewards cards
Citi Strata Premier℠ Card
This little-talked-about card earns flexible ThankYou® Points, which can be used with a variety of airline and hotel partners. For a limited time, earn 75,000 bonus ThankYou® Points after spending $4,000 in the first 3 months of account opening.
We each opened this card a few years ago and used the points to book a Choice Hotels property in Rome because points transfer at a 1:2 ratio from Citi to Choice Hotels. Choice gets a bad rap in the States, but there are some great properties throughout Europe!
For that trip, we also took advantage of the card’s annual $100 off a $500 hotel booking benefit when booking through the Citi Travel℠ Portal and booked a short-term rental in Venice.
Chase Ink Business Cards
The Ink Business suite of cards are some of my top recommended cards. Don’t let the fact that they’re business cards scare you off. They’re easier than you think! These cards are a great way to stock up on a mountain of Chase points. Furthermore, they don’t count against your 5/24 number since they are business cards. Plus, two of them have no annual fee. They’re no-brainers!
Learn more about all of the Ink Business cards here.
Capital One Spark Cash Plus
The Capital One Spark Cash Plus has a huge spending requirement of $30,000 in the first three months of account opening. However, if you can meet that, you will earn the giant welcome offer of $2,000 cash back. Not only that, but if you have a card that earns Capital One Miles, you can combine the cash back onto your miles-earning card and turn it into 200,000 flexible miles instead!
The card earns an easy 2X on all purchases, so after meeting the spending requirement and earning the welcome offer, you’ll have a whopping 260,000 miles!! Bananas. It is a business card, but unlike other Capital One business cards, it does not count against Chase’s 5/24 rule.
Learn more about the card here.
Thank you for using our card links when applying for new cards. It helps us run our small business at no extra cost to you. We appreciate your support!
Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.