Credit card welcome offers are the fastest way to earn a ton of points with relatively little spending. I never worry about running out of cards because there are always new offers to be found.
Here are the current best ones.
Chase Sapphire Preferred® Card
The Chase Sapphire Preferred® Card is my number one go-to beginner card and my top recommendation for anyone who does not already have it. It currently earns 60,000 bonus points when you spend $5,000 in your first 3 months from account opening.
Read more about the card and why I love it HERE.
<All information about the Chase Sapphire Preferred® Card has been collected independently by The Traveling Hansens. The card details on this page have not been reviewed or provided by the card issuer.>
Capital One Venture X Rewards Credit Card
The Capital One Venture X Rewards Credit Card is an excellent card with premium benefits like a $300 travel credit, unlimited airport lounge access, a 10,000-mile anniversary bonus, no foreign fees, and more. The welcome offer is for 75,000 miles when you spend $4,000 in the first three months. This is a pretty standard amount for a rewards card and is actually low compared to other premium cards. There is a $395 annual fee, which is fully covered by all of the great benefits. You can read more about the card here.
If you’re unfamiliar with Capital One Miles, you can check out this post, which goes over everything you need to know about these flexible miles.
Related: Compare the Capital One Venture and Venture X
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Marriott Bonvoy Boundless® Credit Card
Our favorite offer is back on the Marriott Bonvoy Boundless® Credit Card! Earn 5 Free Nights (each night valued up to 50,000 points) after spending $5,000 on eligible purchases within 3 months of account opening. These certificates can be topped off with up to 15,000 additional Chase points, making these worth up to 65,000 points each. Furthermore, Chase often has transfer bonuses to Marriott, which would stretch your points even further.
IHG One Rewards Premier Credit Card
Another great hotel card with an offer for five free nights! With the IHG One Rewards Premier Credit Card, you can earn 5 Free Nights after spending $5,000 on purchases in the first 3 months from account opening. These certificates are worth 60,000 points each and cannot be topped off with additional Chase points.
We love IHG because there are properties all around the world, with many that sleep at least four per room, which can be rare outside of the U.S. Another reason we love IHG and this card is because cardholders get the fourth night free on award stays (booked with points, not certificates). We have used this perk many, many times!
If you’re looking for an IHG card that won’t count against Chase’s 5/24 rule, check out the IHG One Rewards Premier Business Credit Card instead.
Aeroplan® Credit Card
Air Canada’s Aeroplan Credit Card has a slightly elevated offer for 75,000 bonus points after you spend $4,000 on purchases in the first 3 months your account is open.
This card is unique because it has the option to use your points to cover travel purchases, similar to the Venture or Venture X.
Furthermore, cardmembers also get an extra 10% bonus when transferring 50,000 points from Chase to Aeroplan. This bonus comes from Aeroplan, but you can pair it with Chase’s 20% transfer bonus (through July 17th) and get a huge points boost.
Delta Cards
The suite of American Express Delta cards has elevated offers all around.
- Delta SkyMiles® Gold American Express Card – Earn 90,000 Bonus Miles after spending $6,000 in purchases on your new Card in your first 6 months of Card Membership. Offer Ends 7/16/25.
- Delta SkyMiles® Platinum American Express Card – Earn 100,000 Bonus Miles after spending $8,000 in purchases on your new Card in your first 6 months of Card Membership. Offer Ends 7/16/25.
- Delta SkyMiles® Reserve American Express Card – Earn 110,000 Bonus Miles after spending $12,000 in purchases on your new Card in your first 6 months of Card Membership. Offer Ends 7/16/25.
Delta miles are harder to stretch, with many flights costing a huge amount of points. However, there are still some great deals to be found, especially for shorter-haul domestic U.S. flights. If you’re a Delta fan, now’s the time to grab one of these cards.
Capital One Spark Cash
The Capital One Spark Cash card has a new offer for $1,500 cash back when you spend $15,000 in the first three months. If you have a card that earns Capital One Miles, you can combine the cash back onto your miles-earning card and turn it into 150,000 flexible miles instead! This card has no annual fee and earns 2x on all purchases.
Don’t let the fact that it’s a business card scare you off. They’re easier than you think!
One important note, while most business cards don’t count against Chase’s 5/24 rule, this one does, so that’s something to keep in mind.
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Capital One Spark Cash Plus
The Capital One Spark Cash Plus has a huge spending requirement of $30,000 in the first three months of account opening. However, if you can meet that, you will earn the giant welcome offer of $2,000 cash back.
The card earns an easy 2X on all purchases, so after meeting the spending requirement and earning the welcome offer, you’ll have a whopping $2,600!! Like the Spark Cash, you can combine this cash back with a Capital One Miles-earning card to change into 260,000 flexible miles. Bananas. It is a business card, but unlike the Spark Cash, it does not count against Chase’s 5/24 rule.
Chase Ink Business Cards
If those previous two business cards’ required spending is too high (I get it, they’re both a lot!), then the Ink Business suite of cards are great alternatives. These cards are a great way to stock up on a mountain of Chase points. Furthermore, they don’t count against your 5/24 number since they are business cards. Plus, two of them have no annual fee. They’re no-brainers!
Learn more about all of the Ink Business cards here.
If none of these cards are a good fit for you, check out my top recommended cards sorted by category.
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Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.