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Hilton Honors American Express Card
Best No Annual Fee Hilton Card
Hilton Honors American Express Card
Annual fee: $0 Rates & Fees

Earn 80,000 Hilton Honors Bonus Points after you spend $2,000 in purchases in the first 6 months of card membership.

7xpoints on purchases at Hilton properties
5xpoints at U.S. restaurants, U.S. supermarkets, and U.S. gas stations
3xpoints on all other eligible purchases

  • 7x Hilton Honors Bonus Points on eligible purchases at Hilton properties
  • 5x Bonus Points at U.S. restaurants, including takeout and delivery
  • 5x Bonus Points at U.S. supermarkets
  • 5x Bonus Points at U.S. gas stations
  • Complimentary Hilton Honors Silver elite status
  • Car rental loss and damage insurance, Global Assist Hotline, Extended Warranty
  • No foreign transaction fees

Terms apply. Enrollment is required for certain benefits.

See Rates & Fees

*Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.


This one has no annual fee, which means it doesn't have many benefits. If you really want a no-fee Hilton card, this is a decent option, however, I think the Surpass is a better overall choice.


Hilton Honors points can be used for free hotel nights at Hilton properties:

  • Book free rooms at Hilton properties using your points
  • Use a combo of points + cash to book a stay
  • Pool points with family members for free for a bigger redemption

A decent no-fee card for people looking to boost their Hilton points stash.

  • No annual fee — zero risk to open and keep
  • Lacks long-term benefits compared to the Surpass
  • I'd choose the Surpass over this one if you're only picking one Hilton card
The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired.

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Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

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EDITORIAL DISCLOSURE:

Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.