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Hilton Honors American Express Card
Best No Annual Fee Hilton Card
Hilton Honors American Express Card
Annual fee: $0 Rates & Fees
Limited time offer

Earn 70,000 Bonus Points plus a Free Night Reward after you spend $2,000 in purchases on the card in the first 6 months of Card Membership. Offer ends 01/13/2027

7xpoints on purchases at Hilton properties
5xpoints at U.S. restaurants, U.S. supermarkets, and U.S. gas stations
3xpoints on all other eligible purchases

  • Enjoy complimentary Hilton Honors Silver Status with benefits like a 20% Bonus on Base Points earned on stays, fifth night free on standard room reward stays with 100% Points, and more.
  • No Foreign Transaction Fees. Enjoy international travel without additional fees on purchases made abroad.
  • Spend $20,000 in eligible purchases on your Card in a calendar year and you can earn Hilton Honors Gold status through the end of the next calendar year. With Gold status, you can enjoy: An 80% Bonus on Base Points you earn on every stay, Space-available room upgrades at select properties, A daily food & beverage credit at select brands in the U.S. and complimentary continental breakfast at select brands outside of the U.S., and Fifth night free when you book a standard room stay with 100% Points.

Terms apply. Enrollment is required for certain benefits.

See Rates & Fees

*Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.


This one has no annual fee, which means it doesn't have many benefits. If you really want a no-fee Hilton card, this is a decent option, however, I think the Surpass is a better overall choice.


Hilton Honors points can be used for free hotel nights at Hilton properties:

  • Book free rooms at Hilton properties using your points
  • Use a combo of points + cash to book a stay
  • Pool points with family members for free for a bigger redemption

A decent no-fee card for people looking to boost their Hilton points stash.

  • No annual fee — zero risk to open and keep
  • Lacks long-term benefits compared to the Surpass
  • I'd choose the Surpass over this one if you're only picking one Hilton card
The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired.

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Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

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EDITORIAL DISCLOSURE:

Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.