We recently returned from a Caribbean cruise worth over $5,000, which we almost completely offset with points and miles! Let’s go over exactly you can use credit card points and miles to pay for a cruise. Cashing out points The way to use points to pay for a cruise is to cash them out. This […]

Disney can be SO expensive. Thankfully, there are ways to cut costs. I have an entire post that goes over ways to use credit card points to save on Disney – hotels, airfare, and park tickets. You can find that HERE. But today, I want to talk about a little-known way to save 40-50% on […]

Our oldest turns 16 this year. Last year, when we were talking about this big upcoming birthday, we asked him what trip he wanted to take. His top choice was Japan. Well, I was happy to oblige… using points and miles, of course! Because if we were paying the full cash price out of pocket, […]

Our 2024 year in travel was epic, all thanks to points and miles! Let’s go over the cards we opened and the trips we took. Cards we opened in 2024 In total, Ryan and I opened 12 cards in 2024. I opened seven, and he opened five. We like to focus on flexible points, especially […]

I typically recommend focusing on flexible points, like Chase Ultimate Rewards® or American Express Membership Rewards®, before venturing into the world of co-branded hotel or airline cards. Flexible points cards, like the Chase Sapphire Preferred® Card, are great for beginners and give many options for using your points. <All information about the Chase Sapphire Preferred® […]

We’ve seen an uptick in card denials recently, especially when it comes to Chase Ink cards. So, on that note, let’s go over some best practices and what to do next if you’re denied for a credit card. Find out the reason First and foremost, you need to know the reason for the denial. Banks […]