What a whirlwind these last few weeks have been — from Hyatt category changes to an overhaul of the Chase Sapphire Preferred® Card benefits, the changes just keep coming. This time it’s all good news! There are FOUR newly elevated Chase card offers, including two that are the highest we’ve ever seen.

Let’s break down each offer, who it’s best for, and how to think through which one makes sense for you.

A Quick Reminder

Before we dive in, here’s a quick refresher for anyone new to this: These are Chase cards that earn Ultimate Rewards®, which are among the most flexible points out there. You can transfer them to airline and hotel partners (my favorite use), use them through the Chase Travel portal, or cash them out to offset costs. In fact, here are 20 different ways to use them.

Two of the cards below are marketed as cash-back cards, but they actually earn Ultimate Rewards®. However, to unlock access to transfer partners, you’ll need an additional card, such as the Sapphire Preferred® or Chase Sapphire Reserve®.

Lastly, if you’ve had any of these cards before, you aren’t eligible to get them again. But if they’re new to you, right now is the very best time to get one!

Okay — let’s get into the elevated Chase card offer details!

<All information about the Sapphire Preferred and Sapphire Reserve has been collected independently by The Traveling Hansens. The card details on this page have not been reviewed or provided by the card issuer.>

1. Chase Sapphire Preferred® Card

This is the card I recommend to everyone, especially if you don’t have it yet. The $95 annual fee is a steal for everything you get, especially with the benefits refresh.

What’s new as of June 15th

The Sapphire Preferred just got a significant upgrade, and most of the changes are really good:

• Hotel credit doubles — the annual hotel credit through Chase Travel is increasing from $50 to $100. This covers the entire annual fee!
• New earning categories — 3x points at gas stations and EV charging, plus 3x on vacation rentals like Airbnb and VRBO.
• TSA PreCheck / Global Entry / NEXUS credit — get up to $120 back every four years when you pay for one of these expedited airport programs.
• Free Apple TV+ for a year — a one-time bonus that activates through your card’s benefits portal. It has to be activated by December 31st, 2026.
• Expanded travel protections — emergency evacuation and transportation coverage is now included, on top of the trip cancellation and delay protections already in place.

The Not-So-Good Part

There are two negative changes coming with this refresh that are worth knowing:

The Hyatt transfer ratio is changing from 1:1 to 4:3 for new cardholders (and for current cardholders starting October 1st, 2026). This means you lose 25% of your points when transferring to Hyatt. That is a big deal if you’ve been relying on Hyatt as your go-to redemption, because Hyatt points have historically been incredibly valuable. BUT it doesn’t mean there isn’t still value with this card.

The 10% anniversary points bonus is also going away. If you’re a current cardholder, don’t worry — your spending through October will still count toward one final payout in January 2027.

Who Should Apply

The Sapphire Preferred is for you if you’re newer to points and miles, travel a few times a year, and want a workhorse card with a low annual fee that easily covers itself. The new benefits make it an even better everyday card than before.

If you’ve never had this card before, this is a no-brainer!

2. Ink Business Cash® Credit Card

This is the highest offer this card has ever had! And the fact that it has no annual fee is just icing on the cake. Those 100,000 points are worth at least $1,000 in travel, and potentially much more if you transfer them to airline and hotel partners.

Before you discount this card because it’s a business card, just know that business cards are actually much easier to get than most people think. You don’t need a big, registered business. Learn more about qualifying for business cards in this article.

What This Card Earns

The Ink Cash earns extra points in specific categories:

• 5x at office supply stores and on internet, cable, and phone services (up to $25,000/year)
• 2x at gas stations and restaurants (up to $25,000/year)
• 1x on everything else
• 5x on Lyft rides

If you have a phone bill, internet bill, or buy things at office supply stores, this card earns points fast. Note: Office supply stores carry lots of things worth checking out, even if you don’t have an office.

Who Should Apply

The Ink Cash is a great fit if you want to maximize points in specific categories, especially phone and internet bills, which most of us pay every single month regardless. It’s also perfect if you already have a Sapphire Preferred or Sapphire Reserve to funnel the points through and unlock transfer partners.

One important note: Chase has added lifetime language to the Ink cards as a group, meaning you can only get the welcome offer on one card. So if you’ve had any Ink cards before, this one isn’t for you. However, if you’re new to Ink cards, this is your chance! These are my go-to cards for earning a lot of points very easily and with no fees.

<All information about the Ink Cash has been collected independently by The Traveling Hansens. The card details on this page have not been reviewed or provided by the card issuer.>

3. Ink Business Unlimited® Credit Card

Like the Ink Cash, this card has the same record-setting offer and the same $0 annual fee.

What This Card Earns

The difference between the Ink Cash and the Ink Unlimited is the spending categories. The Ink Unlimited is the simpler of the two cards, earning 1.5x points on every single purchase. No categories to track or spending caps to worry about. It’s the set-it-and-forget-it option.

• 1.5x on all purchases
• 5x on Lyft rides through September 30th, 2027

Ink Cash vs. Ink Unlimited

So which of these two Ink cards should you get? Here’s the simplest way to think about it:

Get the Ink Cash if you have consistent spending in the bonus categories, especially internet, phone, cable, or office supplies. The 5x categories can earn you points really quickly.

Get the Ink Unlimited if your spending is all over the place, or you just want a card you don’t have to think about. 1.5x everywhere is a reliable, consistent earner.

Check out my full comparison post to dig deeper into both cards. You can’t go wrong either way, but you should definitely get one of them!

<All information about the Ink Unlimited has been collected independently by The Traveling Hansens. The card details on this page have not been reviewed or provided by the card issuer.>

4. Chase Sapphire Reserve for Business℠

This is a massive offer, back at the same level as the original launch offer from June 2025, after dipping down to 150,000 points earlier this year. That being said, it’s also a massive spending requirement and a massive fee. So this is a niche card that isn’t a good fit for everyone.

However, if it works for you, the welcome offer has $4,000+ in potential travel value (because it’s easy to get at least 2 cents per point value with Chase points). For the right person, this is a game-changing welcome offer.

The Annual Fee Situation

Yes, the annual fee is $795. I know that’s a lot. But the credits on this card are genuinely valuable.

• $300 annual travel credit
• $500 in hotel credits through The Edit (two $250 credits per year)
• $250 credit for select Chase Travel hotel stays through 12/31/26 (IHG, Montage, Pendry, Omni, Virgin Hotels)
• $300 in DoorDash credits ($25/month)
• $120 Lyft credit ($10/month)
• $120 DashPass membership
• $120 Global Entry / TSA PreCheck / NEXUS credit
• $400 annual ZipRecruiter credit ($200 Jan-June and $200 July-Dec)
• $200 Google Workspace credit
• $100 in gift card credits ($50 Jan-June and $50 July-Dec)
• Lounge access — Priority Pass plus Chase Sapphire Lounges for you and two guests
• IHG Platinum Elite status through December 2027

Even if you just use a handful of the bigger, easier-to-use credits, this significantly offsets the annual fee.

What This Card Earns

• 8x on Chase Travel purchases
• 4x on flights and hotels booked direct
• 3x on social media and search engine advertising
• 1x everywhere else
• 5x on Lyft rides through September 30th, 2027

One Big Thing to Know

The Sapphire Reserve for Business℠ still transfers to Hyatt at 1:1. That’s actually part of what makes this card so compelling right now, especially if you’ve been a Hyatt loyalist who’s bummed about the Sapphire Preferred changes.

Who Should Apply

This card is for someone who travels regularly and wants to go big. The $30,000 spend requirement over six months is real — that’s $5,000/month — so it’s best suited for someone with higher business expenses or who can put most of their spending on one card. If that’s you, this is one of the best offers in the points and miles world right now. If that feels out of reach, stick with the Ink cards. They’re the better fit for most families.

<All information about the Sapphire Reserve for Business has been collected independently by The Traveling Hansens. The card details on this page have not been reviewed or provided by the card issuer.>

Which of These Elevated Chase Card Offers is Best?

Here’s how I’d break it down:

You’re new to points and miles: Start with the Sapphire Preferred. It’s the best beginner card, the fee pays for itself, and the elevated offer will give you a big head start on your first trip.

You already have a Sapphire card and want to stack points: Get the Ink Cash or Ink Unlimited. Business cards don’t count against your 5/24 limit, so they’re a smart way to keep earning without using a personal card slot.

You have a small business with meaningful monthly expenses: The Ink Cash or Unlimited at 100,000 points each is an incredible no-fee value. Get the one that fits your spending patterns. Reminder: any small side-hustle income qualifies for business cards.

You’re a high spender who travels a lot and wants premium perks: The Sapphire Reserve for Business℠ at 200,000 points is the move. It’s the highest offer available, and the ongoing card value is genuinely excellent for the right person.

You want to protect your 1:1 Hyatt transfer ratio long-term: The Sapphire Reserve for Business℠ is your answer. It doesn’t have the Hyatt ratio change. Note: The personal Sapphire Reserve is also keeping the 1:1 Hyatt transfer ratio.

Wrapping Up

I genuinely cannot remember the last time this many elevated Chase card offers dropped in the same week. Whether you’re looking for your first travel card, trying to stack points with no-fee business cards, or ready to go all-in on a premium option, there is something here for almost everyone.