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You may be eligible for as high as $200 cash back after spending $2,000 in purchases on your new Card in the first 6 months. Welcome offers vary and you may not be eligible for an offer. Cash back is received as Reward Dollars, redeemable for statement credit or for other select options. Terms Apply.
Full benefits & perks
- Enjoy 0% intro APR on purchases and balance transfers for 15 months from the date of account opening. After that, your APR will be a variable APR of 19.74%-28.74%.
- Plan It® makes it easy to split up large purchases into equal monthly payments with a fixed fee, plus you still earn rewards the way you usually do! Here’s how: Select a purchase of $100 or more in your online account or the American Express® App. Choose from up to 3 plan duration options. Review and confirm.
- Earn 3% Cash Back on Groceries at U.S. supermarkets, on up to $6,000 per year in purchases (then 1%). 3% Cash Back on U.S. Online Retail purchases, on up to $6,000 per year in purchases (then 1%) 3% Cash Back on Gas at U.S. gas stations, on up to $6,000 per year in purchases (then 1%) Cash back is received as Reward Dollars that can be redeemed for a statement credit or for other select options.
- With the $84 Disney Streaming Credit, you can earn up to $7 back per month as a statement credit when you use your enrolled Blue Cash Everyday® Card from American Express Card to purchase a subscription, including a bundle subscription, on DisneyPlus.com, Hulu.com, or Stream.ESPN.com U.S. websites, with no minimum purchase requirement. Subscription is subject to auto-renewal.
- No annual fee
Terms apply. Enrollment is required for certain benefits.
*Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.
My thoughts
This card is a great pick for someone who wants simple, straightforward cash back with no annual fee. The 3% at U.S. supermarkets, U.S. gas stations, and U.S. online retailers covers a huge chunk of most families' everyday spending, and there's no annual fee eating into your earnings. The Disney and Home Chef credits are nice bonuses if you're already paying for those services. That said, if you're willing to pay a small annual fee and your grocery spending is high, the Blue Cash Preferred is almost certainly going to put more cash back in your pocket.
How to use your points
Cash back on this card is simple — here's how to use it:
- Redeem Reward Dollars as a statement credit against any purchase on your account
- Redeem Reward Dollars at Amazon.com checkout
Clean, simple cash back with no annual fee. A great starter card for everyday spending.
- 3% at U.S. supermarkets, U.S. gas stations, AND U.S. online retail covers most everyday spending
- No annual fee means every dollar of cash back goes straight to you
- The Disney and Home Chef credits are a nice bonus if you use those services
- Has a foreign transaction fee, so it's not ideal for international travel
- If you spend a lot on groceries, the Blue Cash Preferred will likely earn you more even after the annual fee
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Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.